Commercial Insurance

Running a business requires constant insight, agility and analysis. DII believes your risk management program deserves the same thought and attention.

Our deep understanding of business risk, combined with unparalleled knowledge of risk reduction strategies creates a full service insurance offering where finding the right coverage is as important to us as it is to you.

Using our unique 360˚Risk Review Process, we craft custom insurance programs based on a comprehensive review of your business’s risks and assets measured against short and long term financial and growth goals. We also consider the legal environment and competitive landscape in our planning. During this analysis, we identify and correct vulnerabilities that may exist in your current coverage, and build claims prevention measures that impact your future consumption patterns and help you control and lower costs. In addition, we review your program periodically, updating them as your business grows and changes over time. The end result is a flexible plan that provides customized, comprehensive and competitive coverage to manage risk.

Property

  • Building
  • Business Personal Property
  • Business Income and Extra Expense
  • Inland Marine and Ocean Cargo
  • Boiler and Machinery
  • Transportation
  • Equipment

Casualty

  • General Liability
  • Automobile
  • Worker’s Compensation
  • Excess Liability
  • Umbrella

Product Recall

  • Product Recall
  • Product Contamination
  • Crisis Management

Cyber Liability

  • Liability for Breaches
  • Notification Cost Coverage
  • Loss of Income Coverage
  • Fines and Penalties

Professional Liability/Management Liability

  • Directors & Officers Liability
  • Fiduciary Liability
  • Employment Practices Liability
  • Errors & Omissions Liability
  • International Package
  • Kidnap & Ransom
  • Medical Malpractice
  • Credit Insurance

Fidelity & Surety Bonds

  • Bid Bonds
  • Performance & Payment Bonds
  • Various Fidelity Bonds (crime)
  • License & Permit Bonds
  • Mortgage Broker Bonds
  • Public Official Bonds
  • Probate Bonds